by Marti Reeder | Jun 19, 2017 | Closing Costs, Credit, Down Payment, Finance, Home Buying, Home Ownership, Home Search, Interest Rates, Making an Offer, Market Conditions, Mortgage, Pre-Approval, Real Estate
A seller’s market can be a tough place for first-time homebuyers to purchase their first home, but don’t despair. It is certainly doable. Educate yourself on what’s needed to succeed in a seller’s market and work with an experienced Realtor who...
by Marti Reeder | Mar 6, 2017 | Credit, Down Payment, Finance, Mortgage, Pre-Approval
Unless you’ve got a trust fund or buckets of cash lying around, if you want to buy a home this year, you’ll need a mortgage. Here are 5 tips to help you find a mortgage that meets your needs: Find out how much of a down payment you need to save. Down payments vary...
by Marti Reeder | Jan 9, 2017 | Budgeting, Down Payment, Finance, Home Buying, Home Ownership
Is buying a home in 2017 one of your New Year’s resolutions? If so, then you’ve come to the right place. Here I will tell you the top 3 things you must do this year to make your dream a reality, adapted from Realtor.com. Automate your savings. Whether you...
by Marti Reeder | Jan 2, 2017 | Appraisal, Budgeting, Closing Costs, Down Payment, Finance, Home Buying, Home Ownership, Inspection, Interest Rates, Mortgage, Taxes, Taxes, Title Insurance
Many homebuyers and home sellers believe they need at least a 20% down payment in order to buy a home or to move on to their next home. There are many loan programs where you can put down as little as 3% – or even 0% with a VA loan. If you have saved up your...
by Marti Reeder | Oct 31, 2016 | Budgeting, Credit, Down Payment, Finance, Home Buying, Home Ownership, Misc., Mortgage
As we said in our Oct. 17 blog post, this is a seller’s market, so it is important that you get pre-qualified or pre-approved for a mortgage. Here’s what you’ll need to qualify in the current real estate market: A down payment. This can range from 5%...
by Marti Reeder | Oct 17, 2016 | Budgeting, Down Payment, Finance, Home Buying, Home Ownership, Home Value, Making an Offer, Market Conditions, Mortgage, Real Estate
Right now we are in a seller’s real estate market, because the number of homebuyers exceeds the number of homes for sale. This means that, to buy your dream home, you need to stand apart from other home buyers. Not only do you need to have professional...
