by Marti Reeder | Dec 21, 2017 | Credit, Finance, Interest Rates, Misc., Refinancing
Whether you are planning to buy a home in 2018, or are considering refinancing your mortgage, you’ll want to make sure your credit is in tip top shape to get the best interest rate possible. Here are 8 ways to boost your credit score in the New Year to help you...
by Marti Reeder | Nov 20, 2017 | Credit, Finance, Home Buying, Home Ownership
Good credit is important in qualifying for a mortgage, but potential homebuyers with less-than-perfect credit can still get a mortgage. No matter what your score, these seven financial habits will make buying a home much easier: Paying your bills on time or early....
by Marti Reeder | Jan 9, 2017 | Budgeting, Down Payment, Finance, Home Buying, Home Ownership
Is buying a home in 2017 one of your New Year’s resolutions? If so, then you’ve come to the right place. Here I will tell you the top 3 things you must do this year to make your dream a reality, adapted from Realtor.com. Automate your savings. Whether you...
by Marti Reeder | Nov 7, 2016 | Credit, Finance, Home Buying, Home Ownership, Mortgage
A good credit history is needed to buy a home, but what constitutes a “good” credit score varies by lender and loan type. For example, to qualify for an FHA loan with a 3.5% down payment, you need a FICO score of 580 or higher. Conventional loans backed by Freddie Mae...
by Marti Reeder | Oct 31, 2016 | Budgeting, Credit, Down Payment, Finance, Home Buying, Home Ownership, Misc., Mortgage
As we said in our Oct. 17 blog post, this is a seller’s market, so it is important that you get pre-qualified or pre-approved for a mortgage. Here’s what you’ll need to qualify in the current real estate market: A down payment. This can range from 5%...