by Marti Reeder | Dec 21, 2017 | Credit, Finance, Interest Rates, Misc., Refinancing
Whether you are planning to buy a home in 2018, or are considering refinancing your mortgage, you’ll want to make sure your credit is in tip top shape to get the best interest rate possible. Here are 8 ways to boost your credit score in the New Year to help you...
by Marti Reeder | Oct 30, 2017 | Closing Costs, Credit, Down Payment, Finance, Home Buying, Home Ownership, Interest Rates, Market Conditions, Mortgage, Pre-Approval, Real Estate
You and your family are thinking of buying a new home – or your next one – in 2018. There are things you can do now to prepare yourself. Here are seven steps to get you ready for this exciting move! Check your credit score. Target a credit score of 740 or...
by Marti Reeder | Mar 6, 2017 | Credit, Down Payment, Finance, Mortgage, Pre-Approval
Unless you’ve got a trust fund or buckets of cash lying around, if you want to buy a home this year, you’ll need a mortgage. Here are 5 tips to help you find a mortgage that meets your needs: Find out how much of a down payment you need to save. Down payments vary...
by Marti Reeder | Nov 7, 2016 | Credit, Finance, Home Buying, Home Ownership, Mortgage
A good credit history is needed to buy a home, but what constitutes a “good” credit score varies by lender and loan type. For example, to qualify for an FHA loan with a 3.5% down payment, you need a FICO score of 580 or higher. Conventional loans backed by Freddie Mae...
by Marti Reeder | Oct 17, 2016 | Budgeting, Down Payment, Finance, Home Buying, Home Ownership, Home Value, Making an Offer, Market Conditions, Mortgage, Real Estate
Right now we are in a seller’s real estate market, because the number of homebuyers exceeds the number of homes for sale. This means that, to buy your dream home, you need to stand apart from other home buyers. Not only do you need to have professional...