by Marti Reeder | Mar 6, 2017 | Credit, Down Payment, Finance, Mortgage, Pre-Approval
Unless you’ve got a trust fund or buckets of cash lying around, if you want to buy a home this year, you’ll need a mortgage. Here are 5 tips to help you find a mortgage that meets your needs: Find out how much of a down payment you need to save. Down payments vary...
by Marti Reeder | Dec 26, 2016 | Finance, Home Buying, Home Ownership, Interest Rates, Market Conditions, Mortgage, Real Estate, Renting vs. Buying
As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for...
by Marti Reeder | Nov 7, 2016 | Credit, Finance, Home Buying, Home Ownership, Mortgage
A good credit history is needed to buy a home, but what constitutes a “good” credit score varies by lender and loan type. For example, to qualify for an FHA loan with a 3.5% down payment, you need a FICO score of 580 or higher. Conventional loans backed by Freddie Mae...
by Marti Reeder | Aug 22, 2016 | Finance, Home Buying, Home Ownership, Making an Offer, Market Conditions, Mortgage, PMI, Real Estate, Renting vs. Buying, Reporter
This week we are continuing our top 10 list of home buyer’s most frequently asked questions! 6. Why should I buy a home instead of rent one? A home is a long-term investment that gives you secure long-term housing and financial security. When you pay rent, that money...
by Marti Reeder | Aug 15, 2016 | Credit, Down Payment, Finance, Home Buying, Home Ownership, Mortgage, PMI, Reporter
Prospective home buyers have a lot of questions about buying their first – or next – home. Here are some of the most frequently asked questions I hear from home buyers. 1. How do I get started? What’s the first step? Choose a Realtor®, not just a real estate...