One of my friends, and preferred providers, Lee Anderson of Reclaim Credit Consultants, has some great suggestions for reclaiming your credit in the New Year. Read Lee’s top five tips for optimizing your credit score on his blog. For example, did you know that you should pay more than your minimum balance on revolving credit accounts every month? It helps you pay down debt faster, reduces your interest charges and improves your available credit limit to debt ratio.
Great advice, Lee, and ideal for those considering buying or refinancing a home in 2012!