by Marti Reeder | Aug 27, 2014 | Credit, Finance, Misc., Reporter
Credit scores are an objective measure used by creditors to evaluate your credit worthiness. Credit scores are used to determine your ability to repay credit cards, consumer loans and mortgages. When applying for a mortgage, for example, the scoring model your...
by Marti Reeder | Jan 25, 2013 | Credit, Finance, Refinancing
With mortgage rates at historic lows, it is tempting to buy a new home or refinance right now. But will you qualify? Here are some quick credit tips from Zillow to help you see where you fit in. – Your credit score should be at 620 or above. – Your credit...
by Marti Reeder | Jan 16, 2012 | Credit, Home Buying, Home Ownership
One of my friends, and preferred providers, Lee Anderson of Reclaim Credit Consultants, has some great suggestions for reclaiming your credit in the New Year. Read Lee’s top five tips for optimizing your credit score on his blog. For example, did you know that...
by Marti Reeder | Oct 4, 2011 | Budgeting, Credit, Economy, Finance, Home Ownership, Refinancing
Despite reports to the contrary, owning a home is STILL the American dream for most folks I know. But it is costly to own a house right now, particularly as home-related costs like fuel, electricity and insurance continue to rise. In combination with unemployment,...
by Marti Reeder | Jul 7, 2011 | Credit, Finance, Misc.
If you want to own a home someday or refinance the one you are currently in, it is important that you protect your credit. This is particularly true now that lenders are tightening credit guidelines. Here are 10 tips to help you protect your credit: Pay your bills on...
by Marti Reeder | Jan 26, 2011 | Credit, Finance, Home Buying, Misc., Real Estate
Whether you are just starting out or starting over, preparing to buy a home can be overwhelming. Here Realtor® magazine breaks down preparing to own a home in 10 manageable steps. Decide what you can afford. Most people target two to three times their gross annual...