by Marti Reeder | Sep 21, 2015 | Credit, Finance, Home Buying, Home Ownership, Interest Rates, Reporter
Credit is an important factor when buying a home, whether it is your first home or your fifth. Here’s how credit can affect your getting the home of your dreams. Credit scores affect interest rates. Your credit score will determine the interest rate you receive. The...
by Marti Reeder | Aug 10, 2015 | Budgeting, Credit, Disclosures, Finance, Home Buying, Home Ownership, Home Search, Making an Offer, Reporter
Tired of apartment living? Have a growing family? Want a space you can call your own? Buying your first home can be complicated, but these tips will make buying your first home easy-breezy. Know how much home you can afford. Look at your average monthly budget and see...
by Marti Reeder | Jul 20, 2015 | Credit, Finance, Home Buying, Home Ownership, Reporter
The short answer is no. You don’t have to have perfect credit to buy a home, but you do need good credit. In May, the average FICO score for a conventional mortgage loan was 757. The average FICO score for an FHA loan was 688, so there is some flexibility there....
by Marti Reeder | May 26, 2015 | Closing Costs, Credit, Disclosures, Finance, Home Buying, Home Ownership, Insurance, Reporter, Taxes, Title Insurance
When you’re planning to buy a home, you’ve already saved your down payment and maybe some money toward closing costs, but there are many costs that homebuyers don’t necessarily plan for, especially first-time homebuyers. Here are 10 common closing costs you should...
by Marti Reeder | Apr 19, 2015 | Closing Costs, Credit, Finance, Home Buying, Home Ownership, Interest Rates, Real Estate, Reporter, Taxes
Are you ready to upgrade your starter home to one that will house your growing family? Or maybe you’re ready to buy the home of your dreams, complete with a master suite, 3-car garage, gazebo and hot tub? Realtor.com offers this 10-step guide to financing the perfect...
by Marti Reeder | Nov 3, 2014 | Credit, Finance, Reporter
Is your credit score impacting your ability to move to the home you’ve always dreamed of? Here are some easy ways to raise your credit score. 1. Watch your credit card balances. It’s easy to spend money on credit cards, but pay attention to how much credit you’re...